Pandemic Support

Here is a list of resources for federal, state, and local government assistance programs that your business, or YOU as a business, may be eligible for. 


We will continue to monitor and update this page as new information and resources become available. 

If you have have links to other resources please email them to  We welcome your contribution.


Coronavirus Aid, Relief, and Economic Security (CARES) Act,   See below for most relevant provisions for SMB customers:

  • $350 billion allocated for Small Business Interruption Loans, which provide up to $10 million to businesses of fewer than 500 employees in order to make payroll and cover other eligible expenses.

  • A portion of this loan will be forgiven if the business meets certain criteria around retaining employees. The amount that is forgiven will be calculated by comparing the number of employees for the 8 weeks following the beginning of the loan to the business's prior number of employees - this can be measured either by looking at an average of early 2019 or early 2020. The forgiven amount will also be decreased by any reduction in pay affecting any employee making less than $100,000, and whose pay was reduced by over 25%.

  • For individuals, there will be a recovery rebate for individual taxpayers and enhanced unemployment insurance.

Economic Injury Disaster Loan Program, U.S. Small Business Administration (SBA) 

  • The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19) in all U.S. states and territories.

  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

Paycheck Protection Program and other Loan Resources, U.S. Small Business Administration (SBA)

  • The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.

  • Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

  • Under the Paycheck Protection Program:

    • Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.

    • Loan payments will be deferred for six months.

    • If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.

  • Self-Employment, 1099s, and the Paycheck Protection Program, Bench Online Bookkeeping Services for Small Businesses

  • PPP Loans for 1099 Independent Contractors, 

  • Paycheck Protection Program Loan Forgiveness Application, U.S. Small Business Administration (SBA)

  • 88 Small Business Grants for 2020, Finimpact

Federal Student Loan Relief, Department of Education

  • COVID-related guidance: If you’re having trouble making payments, contact your loan servicer as soon as possible. If you have a federal Perkins Loan, contact your school. You can easily avoid the consequences of delinquency or default by staying in touch with your servicer or school.

  • Your servicer or school can provide information about deferment or forbearance options that allow you to temporarily stop making payments on your loans. You may also be able to change to a different repayment plan that would give you a lower monthly payment.



Centers for Disease Control and Prevention (CDC)


World Health Organization (WHO)



Federal Government - COVID-19 Webpage


FINRA - COVID-19 Guidance





US Chamber of Commerce


US Department of Labor (DOL)



US Small Business Administration (SBA)



401K Withdrawals


US Senate Committee on Small Business & Entrepreneurship - Guide to the CARES Act 

DLA Piper - Coronavirus Resource Center - Guide to Financial Support Available to Self-Employed Individuals

US Equal Employment Opportunity Commission - COVID-19 Guidance 


IRS - News Release on Tax Relief as a response to COVID-19

Department of State - Guidance on travel amid the pandemic


America’s Small Business Development Corporation - Overview of the CARES Act and the resources available to small business


Forbes - List of Small Business Relief Programs 

NY Times - FAQ on Stimulus Checks, Unemployment, and the Coronavirus Plan

Pryor Cashman (Legal Firm) - Overview of loan and relief programs for small businesses impacted by COVID-19


National Institutes of Health - Guidance on COVID-19, Prevention, Symptoms, and News Updates


InsideCharity - Guidance on Relief Provided by the CARES Act for Nonprofits

Center for American Entrepreneurship - Guide to the CARES Act with a Focus on the Paycheck Protection Program

Chase Bank - COVID-19 Business Update​

American Express - COVID-19: Government Advisories and Carrier Bans

PayCor - CARES Act: What SMBs Need to Know

While At Home - COVID-19 Resource Hub

Visual Capitalist - Visual Breakdown of CARES Act Stimulus

KPMG - COVID-19 Resilience Readiness Site

Withum (Tax Advisory Firm) - State Economic Development Grants by State


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Pennsylvania Business Resources for Coronavirus, PA Chamber of Business and Industry





  Salt Lake City













This information is not final, subject to change, and meant for informational purposes only. Please note that nothing on this web page should be regarded as legal advice, and we encourage you to consult with your own advisers before making any business decisions. This information is solely presented as a convenience but is not meant to replace the advice of attorneys or other advisors. Furthermore, this information is provided on background and is not intended to be tax or accounting advice. Please consult with your tax attorney or accountant.